What employee expense tracking and financial management tools do members use, and which integrate well with Xero?

Members recommend two main platforms for employee expense and petty cash management:

- **Pleo** — praised as simple and bookkeeper-friendly, with no complaints reported. Members note it also offers overdraft facilities (though these aren't widely advertised). The platform supports approval processes, team limits, and auto-top-ups, though some members recommend properly configuring these features rather than relying on defaults. - **Soldo** — frequently mentioned alongside **Approval Max** as a paired solution for expense tracking. Both integrate with Xero for sales order tracking and accounting sync.

Members emphasise that these tools work best when you actively configure their built-in functions (approval workflows, spending limits, team permissions) rather than using them at default settings.