What payment processing options and fees should we consider for ecommerce in the drinks industry?
Members report a range of payment processing solutions with varying fee structures depending on your platform and customer type.
**Stripe** — Standard option charging 1.4% transaction fees.
**Revolut Pay** — Members report it as a solid option with competitive rates. Key caveat: while consumer card transactions are charged at 1%, commercial/business cards incur a higher 2.8% fee. This is a significant consideration if your revenue mix includes B2B sales. Members noted this was a surprise discovery after initial sign-up. Revolut also offers cashback incentives (e.g. £20 on purchases) when using RevPay alongside a Revolut business account.
**Shopify Payments** — If using Shopify as your platform, the fees vary by plan tier: Basic plan = 2%, Shopify = 1%, Advanced = 0.5%, Shopify Plus = 0.15%. Shopify adds additional third-party fees if you use payment providers other than Shopify Payments.
**Caveat:** Members operating B2B models should carefully evaluate Revolut's commercial card fees (2.8%), as this significantly erodes the headline 1% consumer rate advantage if a substantial portion of your revenue comes from business customers rather than direct-to-consumer sales.
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