Which invoice financing providers offer competitive terms and good service for growing drinks businesses?

Members recommend several invoice financing firms with proven track records in the sector. The key is to actively compare fees, as rates vary significantly.

**Recommended providers:** - **Gapcap** — praised as "pretty good" by members who've worked with them - **AcceleratedPayments** — reported to work well - **Lloyds** — described as working "very well" - **Close Brothers** — noted as "excellent" by recent users; ask for Péter Hook (ex-Aldermore), described as a "really nice guy" - **Credit Agricole** — members found this option ~50% cheaper than Aldermore in recent fee analysis - **Aldermore** — members have used this for 18+ months but flag that recent fee analysis showed significantly higher costs than competitors; one member also reported they attempted to include a personal guarantee in the contract without explicit discussion or consent, which they had to challenge

**Key caveats:** - Do your own fee comparison before committing—rates differ substantially between providers - Close Brothers was noted as "quite old school," which may or may not suit your preference - At least one member raised concerns about Aldermore's contracting practices; review terms carefully - Request fee comparisons upfront when vetting providers

For specialist support, members mentioned **Trent Peek** (01623 259 580, trent@wearefulfilment.co.uk) as a recommended contact, though the context suggests he may provide broader supply-chain support rather than financing specifically.