Ask the Collective

What insurance providers do spirits producers in the community recommend for business coverage?

Members recommend seeking insurers who prioritise reliable claims handling over rock-bottom premiums. The two providers mentioned are: - **NFU** — noted as not the cheapest option, but members value that they "will actually pay out" when claims are needed. - **FSB** — mentioned as an alternative to explore. The key principle shared by the community is that choosing an insurer based solely on lowest cost can backfire; members prioritise providers with a track record of honouring claims for spirits producers.